*Personal liability does not cover pursuit of any business, trade, profession or occupation or the supply of goods or services.
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Covered As
Standard |
Personal Liability Cover |
| administrative, clerical or professional occupations* |
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| aerobics |
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| archery |
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| badminton |
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| banana boating |
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| baseball |
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| basketball |
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| body boarding (boogie boarding) |
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| bowls |
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| camel riding |
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| canoeing (up to grade 2 rivers) |
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| clay pigeon shooting |
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| climbing (on climbing wall only) |
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| cricket |
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| croquet |
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| curling |
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| cycling (not racing) |
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| deep sea fishing |
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| dinghy sailing |
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| fencing |
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| fishing |
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| flying as a fare paying passenger in a fully licenced passenger carrying aircraft |
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| football (association amatuer only and not main purpose of trip) |
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| glacier walking |
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| go karting (within organisers guildlines) |
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| golf |
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| hiking |
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| horse riding (excluding competitions, racing, jumping and hunting) |
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| hot air balooning (organised pleasure rides only) |
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| jet skiing (no racing) |
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| jogging |
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| kayaking (up to grade 2 rivers) |
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| netball |
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| orienteering |
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| quad biking |
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| ringos |
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| roller skating and blading (wearing pads and helmet) |
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| rounders |
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| rowing (except racing) |
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| running (non-competitive and not marathon) |
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| safari trekking (must be organised tour) |
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| scuba diving up to 18 metres (if qualified scuba diver or accompanied by qualified instructor and not diving alone) |
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| shooting / small bore target shooting (within organisers guidlines) |
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| skateboarding (wearing pads and helmet) |
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| snorkelling |
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| softball |
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| squash |
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| surfing |
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| swimming |
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| swimming with dolphins |
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| table tennis |
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| tennis |
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| trampolining |
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| trekking up to 2,500 metres altitude |
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| volleyball |
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| wake boarding |
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| walking |
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| war games (wearing eye protection) |
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| water polo |
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| water skiing |
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| wind surfing |
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| yachting (if qualified) |
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| zorbing |
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*Personal liability does not cover pursuit of any business, trade, profession or occupation or the supply of goods or services.
Personal Liability does not cover Ownership possession or use of vehicles aircraft or watercraft (other than surfboards or manually propelled rowboats, punts, canoes and where the appropriate Golf Equipment premium has been paid, golf buggies whilst in use on a golf course).
